Tennessee's #1 Furniture Dealer
We sell more furniture than anyone else in TN

Credit & Financing

Knoxville Wholesale Furniture is known for flexible financing options so that you can enjoy your new furniture now and pay later. We have options for you whether you have a well established credit history, or you're just starting to build or rebuild your credit.

Best of all, most credit approvals are handled on-the-spot, so you know immediately when you are approved and your available credit limits.

Choose the option that is best for you:

Option#1 - Interest Free Financing:

Knoxville Wholesale Furniture offers interest free financing everyday when you have an account approved and administered by Wells Fargo.

Financing provided by Wells Fargo Financial National Bank, a subsidiary of Wells Fargo Financial.* Wells Fargo Financial is an affiliate of Wells Fargo Bank, N.A.**

Option #2 - Second Look Approvals:

Many of our customers began purchasing from us before they had established good credit. We have many options to help. Even if you don't qualify for our first option from Wells Fargo, Knoxville Wholesale Furniture works with secondary finance companies to meet your needs. Our financing experts can take your application and usually offer a combination of terms to get you approved and still fit your budget. Contact us at 865-671-5300 for more information.

Option #3 - No Credit Check Financing at our Clearance Center:

Perfect for those who need a little extra help with financing but don't want to pay the high price of rent-to-own. You still get our guaranteed low prices, with special easy payment options through RAC Acceptance. Simply provide some basic information to our customer representatives from RAC Acceptance, and we'll get you started. Contact us at 1-888-672-2411 for more information.

Start with:

  • 2 forms of ID
  • Proof of income (recent pay stub)
  • Proof of residence (recent utility bill)

Option #4 - Layaway:

If you are building your dream home, purchasing a surprise gift for someone, or paying a large down payment before delivery, Knoxville Wholesale Furniture offers a convenient and free layaway plan. Layaway not applicable to clearance or closeout items.