Financing
Financing Options
Regardless of your current financial standing, we’ll work with you to provide the best solution to secure special furniture financing with affordable options.
We're here to help
Knoxville Wholesale Furniture is able to assist you with special furniture financing through our furniture financing partner, Synchrony*. Regardless of your current financial standing, we’ll work with you to provide the best solution to secure special furniture financing with affordable options, so you can enjoy the furniture you want today.
For more information, please visit either Knoxville Wholesale Furniture location and ask an in-store representative about furniture financing assistance. You can also learn more about furniture financing from Synchrony by visiting their website here.
*Special financing is available for qualified buyers, subject to credit approval.
We now may offer financing options through Snap finance! Contact us today to learn more!
Promotional financing available with the Knoxville Wholesale Furniture Synchrony HOME credit card for in-store purchases.
Promotional financing available with the Knoxville Wholesale Furniture Synchrony HOME credit card for in-store purchases.
Promotional financing available with the Knoxville Wholesale Furniture Synchrony HOME credit card for in-store purchases.
No Interest if Paid in Full Within 6, 12 or 18 Months*
On qualifying in-store purchases made with your Furniture Knoxville Wholesale Synchrony HOME credit card. 6 months on purchases of $299+, 12 months on purchases of $999+, 18 months on purchases of $1,499+. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
*Qualifying purchase must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
36 Months 0% APR Financing**
On qualifying in-store purchases of $4,000 or more on Knoxville Wholesale Furniture Synchrony HOME credit card. 36 equal monthly payments required.
**Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Benefits of the Synchrony HOME Credit Card
- 6 Months Promotional Financing on purchases of $299-$1,998.99, 12 Months on purchases of $1,999 or more anywhere the card is accepted.1
- 12 to 60 Months Promotional Financing on qualifying purchases at select participating Synchrony HOME retailers1
- Online account management and customer service
- A dedicated credit limit that can be used at home related retailers to help you purchase the things you want and need for your home.
- No annual fee2 and the ability to request a credit limit increase3
- $0 fraud liability and 24/7 secure account management
- 1Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
- 2 New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval
- 3You may be subject to provide your annual net income if we do not have your recent information on file.